# Rob Rutherford ## Impaired Risk Specialist at Reassured 'Excellent' Rated 4.8 out of 5 based on 103,870 reviews 'Excellent' Rated 4.8 out of 5 based on 103,870 reviews ## About the author **Meet Rob, an impaired risk specialist at Reassured and dedicated protection expert.** He joined the company over 13 years ago, starting in the customer retention team and helping to develop our impaired risk service shortly after. Our impaired risk service specialises in finding suitable cover for customers who may be deemed as _non-standard_ (or ‘ _high-risk_’) by insurers because of their health or lifestyle. Rob and his team work tirelessly day to day to support [applicants with pre-existing medical conditions](/content/life-insurance/life-insurance-with-pre-existing-conditions/index.html), [dangerous jobs and high-risk hobbies](/content/life-insurance/high-risk-life-insurance/index.html), so that more families have access to the financial protection they need should the worst happen. Our impaired risk team are proud to help around 1,000 customers a month who’ve been declined or postponed policies in the past. Rob uses his expert knowledge and industry experience to provide valuable insight into the world of insurance for people who may find it more difficult to get the cover they need. **Expertise:** - [Impaired life insurance](/content/life-insurance/impaired-life-insurance/index.html) [**View Rob Rutherford on LinkedIn**](https://www.linkedin.com/in/rob-rutherford-b49a7b206/) **Rob says:** _**I want to dispel the myth that life insurance isn’t available or affordable for those living with pre-existing medical conditions.**_ _**My goal is to help customers understand their available options and provide the information they may need to find the best possible deals.**_ ### Articles by Rob: [**Impaired life insurance**](/content/life-insurance/impaired-life-insurance/index.html) [**MS life insurance**](/content/life-insurance/ms-life-insurance/index.html) [**Life insurance for overweight**](/content/life-insurance/life-insurance-for-overweight/index.html) [**Do life insurance companies check medical records?**](/content/life-insurance/do-life-insurance-companies-check-medical-records/index.html) [**High risk life insurance**](/content/life-insurance/high-risk-life-insurance/index.html) [**Epilepsy life insurance**](/content/life-insurance/epilepsy-life-insurance/index.html) [**Sleep apnea life insurance**](/content/life-insurance/sleep-apnea-life-insurance/index.html) [**Hepatitis life insurance**](/content/life-insurance/hepatitis-life-insurance/index.html) [**High blood pressure life insurance**](/content/life-insurance/high-blood-pressure-and-life-insurance/index.html) [**HIV life insurance**](/content/life-insurance/hiv-life-insurance/index.html) [**Life insurance after cancer**](/content/life-insurance/life-insurance-after-cancer/index.html) [**Prostate cancer life insurance**](/content/life-insurance/prostate-cancer-life-insurance/index.html) [**Breast cancer life insurance**](/content/life-insurance/breast-cancer-life-insurance/index.html) [**Life insurance with depression**](/content/life-insurance/life-insurance-depression/index.html) [**Life insurance for diabetics type 1**](/content/life-insurance/life-insurance-for-diabetics-type-1/index.html) [**Life insurance for diabetics type 2**](/content/life-insurance/life-insurance-for-diabetics-type-2/index.html) [**Life insurance with asthma**](/content/life-insurance/life-insurance-with-asthma/index.html) [**Life insurance with heart condition**](/content/life-insurance/life-insurance-with-heart-condition/index.html) [**Life insurance with pre-existing conditions**](/content/life-insurance/life-insurance-with-pre-existing-conditions/index.html) [**Rheumatoid arthritis life insurance**](/content/life-insurance/rheumatoid-arthritis-life-insurance/index.html) [**Income protection mental health**](/content/income-protection/income-protection-mental-health/index.html) [**Income protection with pre-existing conditions**](/content/income-protection/income-protection-with-pre-existing-conditions/index.html) [**Sickle cell life insurance**](/content/life-insurance/sickle-cell-life-insurance/index.html) [**Life insurance with PTSD**](/content/life-insurance/life-insurance-with-ptsd/index.html) [**Life insurance for dementia patients**](/content/life-insurance/life-insurance-for-dementia-patients/index.html) [**Schizophrenia life insurance**](/content/life-insurance/schizophrenia-life-insurance/index.html) [**Life insurance with Parkinson’s disease**](/content/life-insurance/life-insurance-with-parkinsons-disease/index.html) [**Endometriosis life insurance**](/content/life-insurance/endometriosis-life-insurance/index.html) [**Chronic fatigue syndrome life insurance**](/content/life-insurance/chronic-fatigue-syndrome-life-insurance/index.html) [**Atrial fibrillation life insurance**](/content/life-insurance/atrial-fibrillation-life-insurance/index.html) [**Bipolar life insurance**](/content/life-insurance/bipolar-life-insurance/index.html) [**Ulcerative colitis life insurance**](/content/life-insurance/ulcerative-colitis-life-insurance/index.html) [**Fatty liver disease life insurance**](/content/life-insurance/fatty-liver-disease-life-insurance/index.html) [**Bowel cancer life insurance**](/content/life-insurance/bowel-cancer-life-insurance/index.html) [**Relapsing remitting MS life insurance**](/content/life-insurance/relapsing-remitting-ms-life-insurance/index.html) [**Life insurance for horse riders**](/content/life-insurance/life-insurance-for-horse-riders/index.html) [**Primary progressive MS life insurance**](/content/life-insurance/primary-progressive-ms-life-insurance/index.html) [**Life insurance after testicular cancer**](/content/life-insurance/life-insurance-after-testicular-cancer/index.html) [**Best high BMI life insurance providers**](/content/life-insurance/best-high-bmi-life-insurance-providers/index.html) [**Secondary progressive MS life insurance**](/content/life-insurance/secondary-progressive-ms-life-insurance/index.html) [**Thyroid cancer life insurance**](/content/life-insurance/thyroid-cancer-life-insurance/index.html) [**Difference between health and life insurance**](/content/life-insurance/difference-between-health-and-life-insurance/index.html) [**Critical illness cover overweight**](/content/critical-illness/critical-illness-cover-overweight/index.html) [**Mental Health Life Insurance**](/content/life-insurance/mental-health-life-insurance/index.html) [**OCD life insurance**](/content/life-insurance/ocd-life-insurance/index.html) [**Life insurance for excoriation**](/content/life-insurance/life-insurance-for-excoriation/index.html)